Easy Guide to Read a Credit Report

Credit Score 

The credit score indicates what type of a credit risk a person poses to a potential creditor.  Here is a simple break down:
550 and below is poor
600 to 650 is fair
651 to 700 is good
701 to 750 is great
750 plus is excellent
Report Summary 
This report shows the number of 30, 60, and 90 day late payments a person has.  This section also shows credit limits and the amount of debt a person has.
Collections 
This section shows which accounts have gone to collections.   You can view the  debt amount and if the debt is  paid off.
Public Records and Judgments
This area shows bankruptcies, liens, judgments, and evictions.
Creditors and Financial Obligations
This gives a detailed account of extended credit.
Other Reports
We have created an Applicant Rating Report.  This helps you know how one applicant compares to other applicants across the country.  Use the drop down menu in the credit report to view the Applicant Rating Report.
If you need any assistance, please call, email or chat online.
Thanks,
Troy Boldt
888-647-9181
tboldt@rentingauthority.com
http://rentingauthority.com
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