Personal Information
This shows where a person lived when they applied for credit. This will not show everywhere a person has lived.
Employment Information
This shows where a person worked when they applied for credit. This will not show everywhere a person has lived.
Report Summary
This area of the report shows the number of 30, 60, and 90 day late payments a person has had. This section also shows credit limits and the amount of debt a person has.
Scorecards
This is where you see a person’s credit score. This shows what type of a credit risk a person poses to a potential creditor. Here is a simple break down:
550 and below is poor
600 to 650 is fair
651 to 700 is good
701 to 750 is great
750 plus is excellent
Collections
This section shows which accounts have gone to collections. You can view the amount and if they have been satisfied.
Public Records
This area shows bankruptcies, liens, judgments, and evictions.
Trade Lines
This gives a detailed account of extended credit.
Inquiries
This lists out inquiries into a person’s credit.
If you need to screen another tenant, click here
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